Bitcoin-Backed Mortgage

At the Bitcoin 2026 Conference, executives from SALT Lending and Peoples Reserve argued that Bitcoin-backed loans are emerging as a viable path to homeownership by letting holders leverage Bitcoin as collateral instead of selling it.

Coinbase is partnering with Better Home & Finance to roll out bitcoin-backed mortgages backed by Fannie Mae.

Milo said it has surpassed $100 million in crypto mortgage originations, including a record $12 million loan, as more high-net-worth and institutional clients use Bitcoin as collateral for home financing.

Homes over the price of $1 million in Florida, Texas and Colorado can now be mortgaged with bitcoin as collateral.

Bitcoin as an asset is a perfect form of collateral and will likely be used to provide financial backing for mortgages and other forms of debt.

Ledn customers will be able to purchase properties with their bitcoin holdings by early next year.