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German fintech company aifinyo AG (Ticker: EBEN) has announced its ambitious plan to become Germany’s first pure-play Bitcoin treasury company, with a target of accumulating over 10,000 Bitcoin by 2027. The announcement marks a significant milestone for corporate Bitcoin adoption in Europe’s largest economy.
The company has already invested €3 million in Bitcoin purchases, complemented by an additional €3 million investment from strategic partner UTXO Management. Aifinyo plans to convert future operating profits from its B2B payments business into Bitcoin purchases, creating what Garry Krugljakow, the company’s head of Bitcoin strategy, describes as a “self-reinforcing cycle.”
“Within five years at most, every DAX company will have to consider whether they need Bitcoin on their balance sheet – as inflation protection and strategic reserve,” Krugljakow stated. “We’re proving today that it works — with a German business model, German regulation, and a global Bitcoin strategy.”
Aifinyo operates Smart Billment, a digital invoice management platform serving approximately 8,000 B2B customers. This operational foundation provides steady capital inflows for its Bitcoin accumulation strategy. The company’s regulatory framework is particularly noteworthy, as it operates two supervised subsidiaries: aifinyo finance GmbH and aifinyo payments GmbH, with Bitcoin custody handled through institutional cold storage solutions at German custodians.
UTXO Management’s co-founder, Tyler Evans, who made an early decision to invest in aifinyo, noted: “It was high time Germany got a Bitcoin treasury approach of this quality. Here all the factors for success come together: profitable business, experienced management, and a solid regulatory framework.”
The timing of aifinyo’s initiative coincides with growing corporate Bitcoin adoption globally. As of October 2025, publicly traded companies hold over $110 billion worth of Bitcoin, with Strategy (formerly MicroStrategy) alone holding approximately 640,400 BTC worth roughly $70 billion.
The company joins the Bitcoin for Corporations initiative, which currently represents 38 member companies holding 69% of all corporate Bitcoin holdings. “Corporate bitcoin adoption continues to expand its global footprint,” said George Mekhail, Managing Director of Bitcoin for Corporations at BTC Inc. “We’re thrilled to welcome aifinyo as the first Bitcoin Treasury company in Germany.”
Aifinyo CEO Stefan Kempf summarized the company’s vision: “We’re building the first German Bitcoin-Maschine. Every invoice our 8,000 customers pay now generates Bitcoin for our shareholders.“
For Germany, traditionally known for its financial conservatism, this development signals a significant shift in corporate treasury management strategies, potentially paving the way for broader institutional Bitcoin adoption in Europe.
aifinyo AG is the member of Bitcoin for Corporations connected to Bitcoin Magazine via shared ownership, as BTC Inc operates Bitcoin For Corporations, a platform focused on corporate adoption of Bitcoin.
aifinyo AG is a portfolio company of UTXO Management, a regulated capital allocator focused on the digital assets industry. Bitcoin Magazine is owned by BTC Inc., which operates UTXO Management. UTXO invests in a variety of Bitcoin businesses, and maintains significant holdings in digital assets.
